HSBC Revolution Credit Card
| Interest Rate | 25900000000000% |
|---|---|
| Reward Cap | $250 cashback per quarter |
| Annual Fee | S$160.5 |
| Card Level | Platinum |
Review Score
HSBC Revolution Credit Card is best for shoppers who likes to do stuffs a lot like dining, entertainment and online purchases.
HSBC Revolution Credit Card gives an offer you cannot resist by giving you a credit card with no minimum spend required but allows you to gain five times the reward points. Not only that it gives more reward points when it comes to dining and entertainment, but also helps you to do things without leaving home. It permits the user to purchase things online.The best thing about having these reward points is the fact that you can redeem any of the rewards using those points. More reward points will give you more chance to redeem a reward. This includes HSBC’s jewellery vouchers,
| Minimum Annual Income | S$30000 |
|---|---|
| Minimum Age | 21 years old |
| Proof of Who You Are | Signed copy of Letter of Instruction Photocopy of the front and back of your NRIC |
| Proof of What You Earn | Salaried Employees: a) eCPF Statement contributio; or b) Last 3 months' computerised payslip; or c) Latest Notice of Assessment with latest 1 month's computerised payslip. |
| Extra documents & Conditions | Signed copy of Letter of Instruction Photocopy of the front and back of your NRIC Self-employed / commission-based earners Last 2 years' Notice of Assessment |
I am a fresh graduate and just started my first job, I signed up for this card due to the onetime $150 cash back reward for $800 spend within the first two months. However for its main monthly rewards, it is nothing to be pleasant about and the hotline is very bad, I even had to hold more than 20 minutes during non-peak hour.
Funny enough, I signed up for this card a couple of years back in order to get a free Samsonite luggage after spending $5,000. I still use this card howbeit not as frequently as I used to previously. Essentially I use this card only when there's dining discounts or when I use it along with the free HSBC Entertainer App. The HSBC Entertainer App provides 1-for-1 deals.
While online expenditure and dining rebates are decent with this card, the card has been ousted by other credit cards. Aside from maybe the discounted Golden Village movie tickets they offer which in my honest opinion is far better than any other bank's credit cards or rebates. This card does not really have much to write home about.
The cash rebates for supermarket and dining have been outshined by other family oriented card. Presently, I don’t see a point to use this card frequently unless there’s a specific HSBC promotion with the retailer or airline. I use to hold this card but nothing fantastic and signed up due to bank promotions. Regretted it and hope my review will make others to think twice about the purschase.