Best Credit Cards in Singapore (2020)
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1 Miles never expire, free airport lounge access and up to 10 miles per dollar on hotel bookings
credit card
Citi PremierMiles Visa Card
4.66
| Interest Rate | 2.6899999999999995e+65% |
|---|---|
| Reward Cap | No Cap |
| Annual Fee | S$193 |
| Card Level | Signature |
Citi PremierMiles Visa Card is the best travel card available for people who travel often–and would like a few perks–but aren't willing to pay a high fee for them. Cardholders earn a respectable rewards rate of 1.2 miles per S$1 local spend, 2 miles overseas, and up to 10 miles with select travel booking sites. And, unlike some competitors, miles earned never expire and can be flexibly redeemed with over 60 airlines and 8,000 hotels.
2 The Cashback Credit Card is for best for affluent consumers with S$7,000+ monthly spend.
credit card
Standard Chartered Unlimited Cashback Credit Card
4.66
| Interest Rate | 2.6899999999999995e+65% |
|---|---|
| Reward Cap | N/A |
| Annual Fee | S$192.60 |
| Card Level | World |
Unlimited Cashback Credit Card allows high spenders to conveniently maximize earnings and enjoy great transit benefits. By using this card, you are accessing a no cashback cap and no minimum spend. By using this card. If you ever use this card, you'll earn unlimited 1.5% flat cash back with no minimum required spend.
3 HSBC Revolution Credit Card is best for shoppers who likes to do stuffs a lot like dining, entertainment and online purchases.
credit card
HSBC Revolution Credit Card
4.66
| Interest Rate | 2.5899999999999994e+65% |
|---|---|
| Reward Cap | $250 cashback per quarter |
| Annual Fee | S$160.5 |
| Card Level | Platinum |
HSBC Revolution Credit Card gives an offer you cannot resist by giving you a credit card with no minimum spend required but allows you to gain five times the reward points. Not only that it gives more reward points when it comes to dining and entertainment, but also helps you to do things without leaving home. It permits the user to purchase things online.The best thing about having these reward points is the fact that you can redeem any of the rewards using those points. More reward points will give you more chance to redeem a reward. This includes HSBC’s jewellery vouchers,
4 Considerable cash back offer, great promotions and up to S$120 welcome gift.
credit card
Citi Cash Back Visa Card
4.66
| Interest Rate | 2.6899999999999995e+65% |
|---|---|
| Reward Cap | N/A |
| Annual Fee | S$192.6 |
| Card Level | Signature, World |
Citi Cash Back Visa card offers up to 8% cash back for Dining, Petrol and Grocery purchases. It also boasts .25% cash back for all other retail purchases with no cap. It is very ideal for cardholders who tend to use their cards for Dining, Petrol and Grocery purchases as apart from the fact that you get 8% cashback for these purchases, you can also save up to 20.88% savings on fuel purchases at Esso and Shell stations worldwide.
5 More online and in-store rewards, wide variety of deals locally and 95 other countries and you can use your points to pay any purchase.
credit card
Citi Rewards Card
4.66
| Interest Rate | 2.6899999999999995e+65% |
|---|---|
| Reward Cap | 10,000 points per statement month |
| Annual Fee | S$192.6 |
| Card Level | Signature, World |
Citi Rewards Credit Card is the best credit card you can get for rewards. It is very ideal for smart shoppers and for those who would like to get huge returns whenever they spend. If you normally shop online or you are an in-store shopper, this is highly recommended. The credit card entails 10X rewards for every S$1 spent online and also cardholders would enjoy 10X rewards for every S$1 spent on retail shopping worldwide and 1X reward for all other spend.
Recommend Products
6 Spree Credit Card is great for consumers who spend less than S$500 online each month.
credit card
Standard Chartered Spree Credit Card
4.66
| Interest Rate | 2.6899999999999995e+65% |
|---|---|
| Reward Cap | N/A |
| Annual Fee | S$192.60 |
| Card Level | Platinum |
The Spree Credit Card provides you unresistible privileges It covers the features of SC Easybill, Credit Card Credit Limit Review, Temporary Credit Limit Increase, Fund Transfer, EasyPay, Credit Card Payments, 0% Interest Installment Plan, Live The Good Life every day, Mobile Payments, Tap-and-Pay Payments, and Card Safe Guarantee.
7 This credit card is best-suited for those in the mid to high range salaried cardholders who primarily use a credit card on a daily basis and at the same time earn an attractive amount of cashback with a wide variety of offers and promotions.
credit card
HSBC Advance Credit Card
4.66
| Interest Rate | 2.5899999999999994e+65% |
|---|---|
| Reward Cap | $250 cashback per quarter |
| Annual Fee | S$192.6 |
| Card Level | Standard |
HSBC Advance Credit Card provides a delightful deal for cashback lovers. You can get S$1500 and more cashback annually. The program entails 3.5% cashback for purchases local and overseas for all merchant categories. The great thing about the cashback is that it relies on the total amount that you spend per period rather than select-merchant-categories only. Additional feauters of the card includes: Apple Pay, Visa payWave, SimplyGo, HSBC Virtual Card and Travel Insurance Coverage.
8 For consumers with S$250-350/month dining & overseas budget
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Standard Chartered Rewards+ Credit Card
4.66
| Interest Rate | 2.6899999999999995e+65% |
|---|---|
| Reward Cap | N/A |
| Annual Fee | S$192.60 |
| Card Level | Signature |
Rewards+ Credit Card is high-quality for shoppers with a specialized predominant card–such as a shopping card–who would like to maximize rewards for dining and overseas expenses, beyond the base fee provided with the primary card.
In my opinion, this card is one of the best cards in the market especially as there are no expiry date to miles earned and an amazing 2 VIP airport lounge access. I love the fact that the card can be used for major big ticket items and to clock mileage. Redemption can be done easily without hassle and customer service staff are very helpful
In my opinion, this used to be the best miles card around primarily because of the little to no restrictions on the types of transactions eligible for miles. Unfortunately this is no more based on the new card agreement on their site, a whole bunch of transactions are now excluded from earning miles. Excluded transactions include any top-ups or payment of funds to payment service providers, prepaid cards and any prepaid accounts and also bill payments will also be excluded.
The Pros that stand out for me with this card include the fact that the card is good for general spending while miles you accumulate with this card do not expire while there are many miles programs available for conversion. The card offers high miles per dollar for selected merchants with a free lounge pass yearly. Finally I just love that the card also comes with basic travel insurance. On the other hand the cons is that the card is not as fantastic if you are accumulating miles for large ticket items.